In this episode, Vincent Mastrovito interviews Joe Seetoo, a seasoned expert in financial planning and wealth management. Joe shares his passion for exit planning and working with business owners, which stems from his personal experience as a second-generation owner. He discusses the challenges faced by business owners, such as running personal expenses through the business and the need for tax and estate planning. Joe also introduces his new offering, a retainer-based or flat fee model that provides comprehensive financial planning and leverages a network of advisors. The episode emphasizes the importance of understanding personal expenses and the value of alternative investments for business owners.